Last Updated: June 19, 2026
By accessing or using this website and the services provided by dusk-jaguar, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website or services.
These terms apply to all visitors, users, and others who access our website or engage our financial advisory services.
We provide fee-based financial consultation services including personal financial planning, investment portfolio review, retirement planning, tax strategy optimization, debt management advisory, and wealth building strategy. All services are delivered on a consultation basis rather than ongoing management.
Service descriptions, pricing, and availability are subject to change without notice. Current service details are always available on our Services page.
The information and recommendations provided through our services constitute general financial guidance based on the information you provide. They are not personalized investment advice regulated under Australian financial services licensing unless explicitly stated otherwise.
Our consultations aim to educate and suggest strategies, but we do not guarantee specific financial outcomes. Market conditions, personal circumstances, and implementation accuracy all affect results.
You are responsible for providing accurate and complete financial information during consultations. Incomplete or inaccurate information may result in recommendations that do not suit your actual situation.
You are responsible for implementing recommended strategies and seeking additional professional advice where appropriate, particularly for legal or tax matters outside our scope. We recommend consulting qualified professionals before making significant financial decisions.
Consultation fees are clearly stated for each service and must be paid before or immediately after service delivery, depending on the arrangement. Fees are non-refundable once consultation services have been provided, as they compensate for professional time and expertise already delivered.
Payment terms will be confirmed when scheduling your consultation. We accept standard payment methods as communicated during the booking process.
To the fullest extent permitted by law, dusk-jaguar and its representatives are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or services. This includes but is not limited to financial losses, lost profits, or investment performance.
Our total liability to you for any claims related to our services is limited to the amount you paid for the specific consultation in question.
We do not guarantee that our services will meet your expectations, achieve specific financial outcomes, or be error-free. Financial markets and personal circumstances involve inherent uncertainty. Strategies that appear sound based on available information may not produce expected results.
Past performance examples or hypothetical scenarios presented during consultations do not guarantee future results.
All content on this website, including text, graphics, logos, and software, is the property of dusk-jaguar or its content suppliers and is protected by intellectual property laws. You may view and use content for personal, non-commercial purposes only.
You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.
You agree not to use our website for any unlawful purpose or in any way that could damage, disable, or impair our systems. Prohibited activities include attempting to gain unauthorized access, introducing viruses or malicious code, or interfering with other users' access.
We reserve the right to terminate or restrict access to our website for users who violate these terms.
Our website may contain links to third-party websites or content. We do not endorse or assume responsibility for any third-party materials, products, or services. Your interactions with third-party sites are governed by their own terms and policies.
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By using our services, you consent to our privacy practices as described in that policy.
We reserve the right to modify these Terms of Use at any time. Changes become effective immediately upon posting to this page. Your continued use of our website or services after changes constitutes acceptance of the modified terms.
We recommend reviewing these terms periodically to stay informed of any updates.
We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason, including violation of these Terms of Use. Upon termination, your right to use our services ceases immediately.
These Terms of Use are governed by the laws of Victoria, Australia. Any disputes arising from these terms or our services will be subject to the exclusive jurisdiction of the courts of Victoria.
If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
For questions about these Terms of Use, contact us at:
Email: [email protected]
Location: Melbourne, Victoria, Australia